Prattville Blog

Signs your credit card debt has pushed you toward bankruptcy

On behalf of Hawley & Associates, LLC on Saturday, October 27, 2018.

Even if you believe you are responsible with your credit card, it is incredibly easy to end up in debt. Many people fail to read the fine print or fail to realize universal default still exists. All these can gradually push you more toward unmanageable debt where filing for bankruptcy may be your only option.

Bankruptcy has helped numerous people around Alabama get their heads above water once again. However, you may be able to circumvent these issues if you recognize the signs of gradual debt ahead of time.

What is theft of property in Alabama?

On behalf of Hawley & Associates, LLC on Tuesday, July 31, 2018.

It may seem as if stealing something is the same no matter where you are. However, the truth is that although definitions, laws and consequences may be similar from state to state, each state has its own theft statutes. Alabama's Criminal Code 13A-8 provides the information relating to theft in the state.

The definition of theft of property

Is marijuana legal in Alabama?

On behalf of Hawley & Associates, LLC on Wednesday, May 2, 2018.

The legalization of marijuana is a hot topic in the U.S. As of May 2018, the National Conference of State Legislatures shows that 30 states, as well as the District of Columbia, allow medical marijuana use; nine of those along with the District of Columbia also permit recreational use.

Alabama does not fall under either category, which means that possession, sale and trafficking of marijuana are still illegal in this state. The only thing legal is the use of cannabidiol and products low (below 3 percent) in THC for specific medical conditions.

What you need to know about bankruptcy in Alabama

On behalf of Hawley & Associates, LLC posted in blog on Monday, February 5, 2018.

When bills and debts begin to pile up and are overwhelming, you may feel that it will be impossible to ever come out on the other side. It may seem that the more you try to get ahead on your debts, the worse you sink into the spiral of missed payments and building interest that continues to grow your debt each and every day.

Living like this can feel extremely stressful, and at times even hopeless. The good news is that in Alabama you do have options for creating a fresh financial future. Here is some information about one of options some individuals pursue to combat debt struggles: bankruptcy.

5 bankruptcy myths you should know about

On behalf of Hawley & Associates, LLC posted in blog on Thursday, November 9, 2017.

If your financial woes have led you to consider filing for bankruptcy, your mind is probably filled with questions. Bankruptcy may seem a desperate and depressing option at this point, but perhaps you simply do not know enough about it.

You might begin educating yourself by looking at a few basic facts. Here are five common misconceptions about the bankruptcy process.

Momma's Baby, Papa's maybe: Demand Genetic (DNA) Testing

By Bradley Hawley of Hawley & Associates, LLC posted in family law on Friday, September 8, 2017.

Family law includes determining whether there is a family. Genetic DNA testing can settle paternity questions, forever. When faced with a paternity action, or an original child support case, the smart move is to require genetic DNA testing. If you do not, the only thing remaining in a Child Support case is to determine your child support. Other legal issues are impacted, but are not the subject of this post.

FIRST TIME OFFENDERS-CRIMINAL DEFENSE

By Bradley Hawley of Hawley & Associates, LLC posted in criminal defense on Wednesday, August 9, 2017.

Criminal defense representation requires knowing which tools are available for which issues. Let's face it, NO ONE is PERFECT. Sometimes certain situations do not go as planned and you find yourself in a legal nightmare, facing criminal charges. Getting arrested even for a small crime can feel like the end of the world for you and your family members. That overwhelming feeling of fear and anxiety can be reduced if you know your options.

Understanding coercion when you face criminal charges

On behalf of Hawley & Associates, LLC posted in blog on Tuesday, August 8, 2017.

Facing criminal charges is understandably frightening. If you care about your future and want to get your life back on track, it is imperative that you fight for your rights and clear your name. Doing this on your own is difficult, but with a legal representative to help, you can navigate the criminal justice system. One of the factors that any skilled attorney should consider is whether coercion played a role in the charges.

Coercion refers to persuading somebody to action with the power of undue influence, force or threat. Unfortunately, this is a major component of many crimes and the resulting criminal charges. Here is what you should know about coercion.

Using bankruptcy to deal with credit card debt

On behalf of Hawley & Associates, LLC posted in blog on Tuesday, August 1, 2017.

Are you racking up thousands of dollars in credit card debt and constantly missing payments? If so, you might be wondering about your best option. Maybe you have already tried negotiating with your creditors to lower your interest rate, but it has not worked. You might be considering bankruptcy but concerned about the impact it will have on your credit score.

Declaring bankruptcy is a significant decision that should not be taken lightly, but it can provide relief from credit card debt. Here is what you need to know about two of the most common options.

Understanding the debtor education course after bankruptcy

On behalf of Hawley & Associates, LLC posted in blog on Thursday, July 27, 2017.

Some may not be aware, but there are additional steps to take after you file for bankruptcy. In order to receive a discharge for your bankruptcy, you must complete the debtor education course. This makes it an important and critical step in your bankruptcy process.

To ensure that you complete the entire process properly so that you may obtain your discharge, it is critical that you understand what the course consists of.

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