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When taking out some form of loan or line of credit, it will generally either be considered unsecured or secured debt. The difference between the two comes down to a simple thing: security. When signing up to a secured lending agreement you’re usually required to have...
Sometimes, life presents hardships without any warning. Other times, you may be lucky enough to know when trouble is coming your way. For example, if your boss notifies you of an impending lay-off or termination, you may immediately know you’re in trouble. Many...
When it comes to dealing with overwhelming debt, individuals often turn to bankruptcy as a viable solution. Chapter 13 bankruptcy provides a structured repayment plan to help debtors regain control of their finances. It allows people to keep their assets while working...
There’s no doubt that fentanyl has become a scourge on the country, adding to the already alarming number of drug-related deaths every year. To try to make some dent in that, Alabama lawmakers recently passed a bill, signed by the governor, that increases the criminal...
You want to file for Chapter 7 bankruptcy. You know that you cannot afford the debt that you currently have on the income that you’re making. You need to clear up some of that debt and give yourself a fresh financial start. If you don’t, you worry that the debt is...
