Over the last year and a half to two years, many Alabama consumers had to adjust spending habits as their financial circumstances changed. A global health crisis resulted in some losing jobs or seeing a significant reduction in pay, but the government did offer some...

Unmanageable debt can lead to complications and frustrations in various areas of one’s life. In addition to the constant harassment and requests for payments from debt collectors, an Alabama adult may face threats of losing property and money through foreclosure or...

Dealing with creditors is stressful. When you get to your limit, you hope that you have relief from the situation quickly. While the process can move relatively quickly, it can still seem like it takes a while to get everything finalized. Here’s an overview of what to...

Experiencing financial struggles or dealing with past-due balances can lead to a debt problem that an applicant cannot hope to manage on his or her own. This is why it may be prudent to consider the benefits of Chapter 7 bankruptcy, an option that will allow one to...

Money troubles are nothing new. A significant percentage of American homes live paycheck to paycheck with only a small savings to cushion unexpected expenses. For many people, however, debt can quickly balloon out of control leading to an uncertain future filled with...

Facing financial struggles can lead to a feeling of hopelessness and despair. If you have overwhelming debt, you may be unsure of how you will ever pay it off on your own or how you will secure a better future for yourself and your family. You could be getting phone...

Making the choice to seek bankruptcy protection is not an easy decision. Like many others, you may have misconceptions about this process, what it means for your future and what it can accomplish. In many situations, however, bankruptcy is actually the most practical...

Recent unprecedented events have led to some tough economic times for families in Alabama and across the country. Many are struggling to make ends meet. Situations like this often result in maxed out credit cards, overextended loans and delinquent payments. Then a...

The past year brought financial struggles of various kinds for many consumers. Because of global and economic circumstances, many lost jobs or saw a reduction in income. Others had to make adjustments with their lifestyles and needs. As a result, many consumers in...

Facing a significant amount of debt is stressful, especially if you feel like you do not have much control over your current financial state. One of the most stress-inducing aspects of having a lot of debt is getting constant phone calls from debt collectors and...