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Are you on the brink of losing your vehicle because you’ve defaulted on the loan? Filing Chapter 13 bankruptcy may be the saving grace that keeps you behind the wheel.  Keep reading to discover how this powerful financial tool can help you avoid repossession and get back on the road to financial freedom. How does… Continue reading Can Chapter 13 bankruptcy help stop vehicle repossession?

Many people in Alabama struggle to make ends meet. In this situation, a viable option may be to file for bankruptcy. However, you may have many questions about this process. For example, can you keep your credit cards? What happens to your credit cards when you file for bankruptcy? When filing for bankruptcy, you must report… Continue reading Do you get to keep your credit cards when you file for bankruptcy?

Most people have a general awareness that they have a constitutional protection against “unreasonable” searches and seizures by law enforcement officers – especially when they’re in their homes. However, things can get a little fuzzy when a person is out walking around or maybe just standing outside a business talking on the phone or with… Continue reading When can an officer legally stop and search you?

What do you do when a police officer either calls out for you to stop moving or pulls up behind your vehicle and flashes its lights? Most people probably will stop – but not everybody. Some people panic and run or drive off for no clear reason at all, probably simply because they’re intimidated and… Continue reading Fleeing from the police could soon be a felony in Alabama

Living paycheck to paycheck refers to a situation where you must have that next paycheck in order to pay your bills. As long as all of your income arrives in your bank account every month, you can make ends meet. But there is no extra leftover if there is ever a break or a gap… Continue reading Why it’s difficult to live paycheck to paycheck

If you witness someone suffering what appears to be a drug overdose, your first instinct is likely to call 911 to get help. That is the instinct of many people. Unfortunately, that is too often outweighed by the fear that they’ll be arrested for possessing illegal drugs themselves. Even if they call 911 and then… Continue reading Can you avoid drug charges under the Good Samaritan overdose law?

Many criminal cases do not end up going to trial. Instead, a fairly common resolution is the plea bargain. Here, the person facing criminal charges (the defendant) reaches a deal with the prosecution to plead guilty to some or all of the charges against them in return for some form of leniency. Plea bargains are… Continue reading Understanding how plea bargains work

There’s no one source of debt that is singlehandedly responsible for the majority of bankruptcy filings every year. Most filings include numerous types of debt. Someone who is filing bankruptcy because of overwhelming credit card debt, for example, may also have outstanding auto loans and student loans. But you can look at the trends to… Continue reading Medical debt contributes to the majority of bankruptcy cases

Some conditions or disorders run in families, and genetic components of your ailments could produce the same or similar symptoms in your family members. If that’s the case, it’s likely that your doctors prescribe identical medications to you and those siblings, parents or other close relatives. If one of you runs a day or two… Continue reading Can I get into trouble sharing my prescription drugs?

Used in moderation, credit cards can be a helpful financial tool. They can be utilized to pay bills, buy groceries or finance larger purchases. The downside is that credit cards also have the potential to get you into significant debt. Millions of Americans currently have credit card debt that exceeds $1,000, and this type of… Continue reading What to do when credit card debt becomes overwhelming