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Health care is expensive, even for Alabama patients who have health insurance. The costs associated with a hospital stay, unexpected illness or emergency room visit can be astronomical, and the bills can just keep adding up. It’s common for medical bills to quickly wipe out savings and outpace someone’s ability to make payments or pay… Continue reading Effective ways to deal with debt associated with medical bills

All across the country, government officials often find themselves accused of stealing money intended for other purposes and using them for personal expenses. Believe it or not, even judges often face these accusations. When accused of stealing court funds, it means the state or federal government believes the person misappropriated funds. A more accurate term… Continue reading What is theft of court funds?

Native to Southeast Asia, the leaves of the kratom tree contain a psychoactive ingredient that can have various effects on the human body when consumed or smoked. In high doses, it works as a sedative, but low doses produce stimulant effects.  A marked increase in kratom abuse has occurred over recent years in the United… Continue reading Kratom and its legal status in Alabama

Many consumers who find themselves struggling with serious levels of debt that they cannot repay may consider filing for bankruptcy but feel scared about doing so. One reason some people fear bankruptcy is the belief that they may never buy a home or get credit again. Actually, filing for Chapter 7 or Chapter 13 bankruptcy… Continue reading Rebounding after bankruptcy to buy a home

If you receive a traffic or other ticket requiring you to appear in a certain court on a certain day at a certain time, your wisest strategy is to do exactly that. If you fail to appear, the judge likely will issue a bench warrant for your arrest. FindLaw explains that bench warrants and arrest… Continue reading What are the consequences of missing your court date?

As the extended July 15 tax deadline approaches, you may wonder how you can afford to pay your taxes this year. When you owe more than expected, the IRS does provide options so you can spread out your debt over time. Consider these strategies to cope with unpaid tax debt. Payment extension First, you should… Continue reading Options when you owe the IRS

In addition to illegal possession of controlled substances, you can also face prosecution for possession of paraphernalia. According to the Alabama Board of Pharmacy, paraphernalia offenses range in severity from a Class A misdemeanor to a Class B felony.  The definition of paraphernalia is broader than you might realize. However, determining whether an object qualifies as paraphernalia… Continue reading What do drug paraphernalia offenses involve?

First comes love, then comes marriage, then comes debt … At least, for many people it works that way. Money-related conflicts are the number one reason for divorce, so it comes as no surprise that many people who want to file for divorce also need to file for bankruptcy. But, which should come first?  According… Continue reading Bankruptcy or divorce: Which should come first?

When residents in Alabama fall into debt, what can you do? There are some options to look into when it comes to debt relief. One of these options is bankruptcy. Of the types of bankruptcy, Chapter 13 and Chapter 7 are most relevant to the average person. Today we will look at Chapter 13. In… Continue reading Obligations debtors have with Chapter 13 bankruptcy

By definition, property theft represents the knowing and illegal taking of someone’s property for your own gain. You can also commit property theft by knowingly and illegally gaining control over someone else’s property.  AlabamaRetail.org explains that Alabama law provides for three degrees of property theft as follows:  First degree, a class B felony  Second degree, a class… Continue reading How many degrees of theft does Alabama law provide for?