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When residents in Alabama fall into debt, what can you do? There are some options to look into when it comes to debt relief. One of these options is bankruptcy. Of the types of bankruptcy, Chapter 13 and Chapter 7 are most relevant to the average person. Today we will look at Chapter 13. In… Continue reading Obligations debtors have with Chapter 13 bankruptcy

By definition, property theft represents the knowing and illegal taking of someone’s property for your own gain. You can also commit property theft by knowingly and illegally gaining control over someone else’s property.  AlabamaRetail.org explains that Alabama law provides for three degrees of property theft as follows:  First degree, a class B felony  Second degree, a class… Continue reading How many degrees of theft does Alabama law provide for?

When you decide to seek bankruptcy protection, there are certain responsibilities for you to fulfill.  Whether you file Chapter 7 or Chapter 13, one of those responsibilities is to attend the 341 Meeting.  What this is  The 341 Meeting derives its name from Section 341 of the United States Bankruptcy Code, a section that sets… Continue reading The 341 Meeting: A key milestone in your bankruptcy journey

Making the decision to file bankruptcy is a big first step in regaining control of your financial outlook. However, there are several myths that surround the bankruptcy process and it is important to differentiate fact from fiction.  Chapter 7 bankruptcy is commonly known as a liquidation bankruptcy. This means that the courts will liquidate your property… Continue reading Will I lose my house if I file Chapter 7?

There are several types of criminal offenses that carry with them certain stigmas that it may prove difficult for those in Prattville accused of them to shake free from. The nature of the supposed crime is often such that a mere allegation may be enough to permanently taint one’s reputation.  Yet it often does not… Continue reading Adamsville civic leader faces domestic violence

As Americans and Alabama residents navigate a complicated economy with concerns of student loans, medical bills and health insurance, bankruptcy is always a hot topic. The truth is that bankruptcy is not always about being irresponsible with your money. There are circumstances outside your control that can often cause debt to snowball to a point… Continue reading What is the most common cause of debt that leads to bankruptcy

When you hear about theft crimes, burglary and robbery may sound similar. Both involve theft but the distinction may be lost on those who do not know the legal jargon. After all, criminal law can be complex, particularly when it comes to theft crimes. Fortunately, Rasmussen College, has made some distinctions to better understand what… Continue reading What is the difference between robbery and burglary?

The decision for fil for bankruptcy is often a complex one. Along with deciding whether it is the right option for you, you will also need to determine whether you are considered eligible for a chapter 7 filing. The following are a few eligibility factors to keep in mind if you are mulling over your debt… Continue reading Am I eligible for chapter 7?

If you need a car to drive to work every day, you know how stressful not having enough money can be. After all, car payments can be tremendously expensive. Leases are sometimes a good option for using a car without having to make such high payments. If you are thinking about filing for Chapter 7… Continue reading How Chapter 7 bankruptcy may affect your car lease

When under investigation for shoplifting or other theft charges, you may feel overwhelmed. The truth about any crime, even shoplifting, is that it can carry long-term consequences. You do have rights to defend yourself, particularly when you believe you did nothing wrong. What happens if you face shoplifting charges when you never planned to steal?… Continue reading Accidental theft does not have to be a shoplifting charge