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You want to file for Chapter 7 bankruptcy. You know that you cannot afford the debt that you currently have on the income that you’re making. You need to clear up some of that debt and give yourself a fresh financial start. If you don’t, you worry that the debt is only going to get… Continue reading What if you make too much for Chapter 7?

Many people warn others to avoid actions that might lead to traffic stops. But, very few people know what to do when pulled over by the police. Here are a few answers to questions you may have about traffic stops: 1. Why would the police stop my vehicle? The police have the right to pull… Continue reading 5 common questions about traffic stops

Bankruptcy myths are fairly prevalent. There is a lot of misinformation out there. Oftentimes, people repeat myths that they have heard from someone else without checking to see if what they’re saying is factual. Once people hear these myths enough times, they start to believe them, even if it’s clear that the myths are not… Continue reading Debunking bankruptcy myths

People expect payday loan providers and credit card companies to be aggressive or outright abusive when collecting on a debt. These organizations primarily profit off of people’s debts and therefore have very little tolerance for late payments. They have a well-earned reputation for their willingness to take people to court over past-due balances and missed… Continue reading Healthcare providers can be very aggressive when collecting debts

Bankruptcy is not something most people plan or look forward to. Besides potentially injuring your credit score, bankruptcy can remain on your credit history for quite some time – and these can have a range of consequences.  Unfortunately, life is full of uncertainties. And except in extreme cases like a sudden injury, emergency home repair,… Continue reading 3 warning signs bankruptcy might be on the horizon

What’s it take to make someone an accomplice to a crime in the eyes of the law? Is merely being present when a crime is committed enough to make someone legally accountable for another party’s actions? Nearly every state has some law that holds accomplices – anybody who “aids and abets”  another in a crime… Continue reading Can someone be convicted of a crime just for being present?

The idea of the police entering your home or property to conduct a search can be frightening. However, the police can gather evidence for an ongoing investigation from just about anywhere, including your trash.  But can the police legally search through your garbage? Keep reading to find out. What does the law say? The Fourth… Continue reading Can the police legally obtain evidence from my trash?

Shoplifting is an offense that all states take very seriously — some more than others. In Alabama, a conviction can result in serious legal consequences, including jail time and hefty fines, not to mention the resulting criminal record. The potential sentence will depend on the degree of the offense, which is tied to the value… Continue reading Can you be charged with felony theft for shoplifting in Alabama?

A DUI conviction is scary, especially if it’s your second within 10 years. You’ll no doubt be worried about how it might impact your finances, relationships and career. It can be frightening to have to accept that you could lose your driver’s license and possibly spend time in jail for making a mistake that you’ve… Continue reading What are the consequences of a second DUI conviction in Alabama?

Inflation is on the rise, wages are stagnant and people are having a hard time making ends meet – and that’s just when you’re considering the regular month’s expenses. Even a small unexpected repair bill or a minor financial emergency can leave many households struggling to cope. When people lack savings, have already maxed out… Continue reading How do payday loans become a debt trap?