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Used in moderation, credit cards can be a helpful financial tool. They can be utilized to pay bills, buy groceries or finance larger purchases. The downside is that credit cards also have the potential to get you into significant debt. Millions of Americans currently have credit card debt that exceeds $1,000, and this type of… Continue reading What to do when credit card debt becomes overwhelming

If you are dealing with overwhelming debt, and all the other options are off the table, you might consider filing for bankruptcy. Bankruptcy should not be considered a failure in any way — rather, it can provide you with the fresh financial start you need. However, it is not uncommon for the bankruptcy court to… Continue reading Why would the court throw out my bankruptcy claim?

The Fourth Amendment of the U.S. Constitution protects people from “unreasonable” search and seizure. In most cases, unless they’re given permission to enter, law enforcement officers need a search warrant to look around and take potential evidence from a person’s home or other property. That warrant, which must be based on “probable cause,” outlines what… Continue reading When is evidence legally considered to be in “plain view?”

If you have been living with more debt than you can handle for some time, you may be feeling pretty stressed about it. That is entirely normal, but it is not healthy. Having to produce the money you do not have each month to pay bills you cannot afford to pay is exhausting. On top… Continue reading The dangers of stress caused by overwhelming debt

If you decide to file for bankruptcy, there are a few things you’ll need to gather before you go to talk to your attorney. The more information you have at your first meeting, the easier it will be for your attorney to provide you with information on what to expect. Having a good understanding of… Continue reading What do you need when you decide to file for bankruptcy?

All states look harshly at theft crimes, but Alabama has some of the strictest theft laws in the country. Defendants face penalties ranging from a few hundred dollars in fines to years or decades in jail. Those arrested for theft crimes need to take their situation very seriously. Depending upon the value of the property… Continue reading How serious are theft crimes in Alabama?

Being in willful possession or control of a controlled substance could lead to a drug possession charge. Like all other drug charges, possession is a serious offense, and the outcome of your case could have far-reaching consequences. If convicted, you might end up in jail, not to mention the collateral damages a conviction could have… Continue reading Consequences of a drug possession charge in Alabama

If you have more personal debt than you can afford, you might consider filing for bankruptcy. However, it is understandable if you feel a little worried about that. With all the misconceptions circulating around bankruptcy, it is no wonder that the thought of bankruptcy makes many feel uneasy. Yet those worries are probably nothing compared… Continue reading What are the health implications of carrying too much debt?

Your lender has informed you that they’re thinking about starting the foreclosure process. Maybe you’ve gotten the first official notice – there are many pieces of paperwork that you should receive on a very specific timeline – or maybe you’ve just realized that foreclosure is looming because you’ve missed payments. Either way, you’re looking for… Continue reading Can you stop a foreclosure with bankruptcy?

There’s a lot of controversy around something called the “felony-murder rule.” Some states have revised their laws considerably but have kept some form of it on the books. Essentially, the rule states that if someone dies during the commission of a felony (including one of the alleged perpetrators), the person directly responsible for the death… Continue reading Explaining the “felony-murder rule” in Alabama