Category: Bankruptcy

Even if you believe you are responsible with your credit card, it is incredibly easy to end up in debt. Many people fail to read the fine print or fail to realize universal default still exists. All these can gradually push you more toward unmanageable debt where filing for bankruptcy may be your only option. Bankruptcy has… Continue reading Signs your credit card debt has pushed you toward bankruptcy

When bills and debts begin to pile up and are overwhelming, you may feel that it will be impossible to ever come out on the other side. It may seem that the more you try to get ahead on your debts, the worse you sink into the spiral of missed payments and building interest that… Continue reading What you need to know about bankruptcy in Alabama

If your financial woes have led you to consider filing for bankruptcy, your mind is probably filled with questions. Bankruptcy may seem a desperate and depressing option at this point, but perhaps you simply do not know enough about it. You might begin educating yourself by looking at a few basic facts. Here are five… Continue reading 5 bankruptcy myths you should know about

Are you racking up thousands of dollars in credit card debt and constantly missing payments? If so, you might be wondering about your best option. Maybe you have already tried negotiating with your creditors to lower your interest rate, but it has not worked. You might be considering bankruptcy but concerned about the impact it… Continue reading Using bankruptcy to deal with credit card debt

Some may not be aware, but there are additional steps to take after you file for bankruptcy. In order to receive a discharge for your bankruptcy, you must complete the debtor education course. This makes it an important and critical step in your bankruptcy process. To ensure that you complete the entire process properly so… Continue reading Understanding the debtor education course after bankruptcy

When it comes to increasing your levels of stress, there are few things that do it more efficiently than financial troubles. Unfortunately, these types of issues are relatively common across the nation. While it may not be a perfect solution, declaring bankruptcy can provide people with relief from their debts and the stresses that come… Continue reading Chapter 7 bankruptcy vs. Chapter 13 bankruptcy: What are the differences?

Constant phone calls from creditors won’t help when you are behind on bills. They will just leave you feeling anxious and overwhelmed. There is a line when creditors step into the territory of harassment. They might start calling at late hours of the night, contacting your job, or even lying to you over the phone.… Continue reading Stop creditor harassment for good