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The Founders of our country knew that people would sometimes be overwhelmed by debt and be unable to escape it unaided. That is why they gave us the constitutional right to discharge some of our debts and start over. If you are considering filing for bankruptcy, however, you should know which types of debt you… Continue reading The difference between dischargeable and non-dischargeable debt in bankruptcy

Credit card debt is something that anyone can struggle with. When credit card debt can amass so quickly, it is no wonder that the average person has several thousand dollars of credit card debt. While many people have credit card debt, there is a limit to how much someone can have before they might consider filing… Continue reading Signs your credit card debt might be out of control

Making the decision to file for bankruptcy is a complicated one, and it may not be your first choice when facing an excessive amount of debt. While there are many misconceptions about bankruptcy and what happens during this process, it is often a practical and beneficial way to deal with overwhelming debt. If you are… Continue reading The benefits of the automatic stay after filing for bankruptcy

No person is perfect; we all make mistakes. However, how we respond to these mistakes dictates whether we learn from them and grow or wind up making their situation worse. For example, if you are facing driving under the influence (DUI) charges, your next steps matter a great deal. Avoiding certain mistakes can have a… Continue reading 3 mistakes to avoid after being charged with DUI

Bankruptcy is a common and effective form of handling debt on both a personal and professional level. Generally speaking, a company or individual in Alabama can choose between Chapter 7 bankruptcy or a Chapter 11 filing, but they work very differently. Understanding what kind of bankruptcy filing works best for a given situation is an effective way… Continue reading Chapter 7 bankruptcy versus Chapter 11

After the holiday season, many Americans will find themselves with credit card charges significantly racked up. This can lead to one of the most challenging forms of debt to pay off, and can sometimes have negative consequences to the consumer. Thankfully, there are a variety of strategies Alabama residents can use to handle credit card… Continue reading How to handle credit debt, including Chapter 7 bankruptcy

If you are struggling with overwhelming debt, you are likely wondering if you will ever recover and move forward from your current circumstances. In specific situations, consumers may be able to find relief through bankruptcy, a process that allows an applicant to seek relief from certain types of debt once and for all. There are… Continue reading A basic understanding of the bankruptcy process

Bankruptcy has long been used as an effective tool to offset the negative effects of debt, particularly consumer debt. Here in Alabama, a Chapter 7 bankruptcy filing involves a number of steps, from determining the amount of debt to engaging with creditors. With the help of a dedicated bankruptcy attorney, an individual in financial trouble can leverage… Continue reading Filing for Chapter 7 bankruptcy in Alabama

Police must act in accordance with regulations that govern their process of search, seizure and interrogation.  People have rights, and even if someone has committed a crime, those rights still exist and are meant to protect against unlawful actions by police. Certain rights, such as those that are supposed to be mentioned in a Miranda… Continue reading Questioning before and after an arrest

A 32-year-old man has been arrested on suspicion of drug trafficking, according to local reports. Alabama police in Atmore have arrested the individual, who allegedly attempted to flee before being taken into custody. He faces charges for drug crimes, including trafficking, and could face serious jail time if he is found guilty.   What reportedly took place before the… Continue reading Alabama man accused of drug crimes